Raising kids does not have to cost a fortune. With just a little time and effort, you can provide yourself and your child with all life’s necessities: healthy meals, cool clothes, and enriched opportunities, and still stick to a budget.

  • Determine how much you can afford each month and stick to the budget.
  • Explain to your child that you live on a budget and family needs come before wants.
  • Shop around for the best deals on food and clothing. Take advantage of outlets, wholesale, and thrift stores.
  • Buy food in season and freeze bread and milk.
  • Make family meals and baby food from scratch. Save on the expense of formula and breast feed, if you can.
  • Pack school lunches instead of buying.
  • When you go out to dinner, split adult meals between children instead of ordering from the children’s menu.  It often comes out cheaper.
  • Use coupons for entertainment, restaurants, and haircuts. I love
  • Visit parks, zoos and museums for inexpensive entertainment.
  • Find bargains at yard sales and in classified ads.
  • Let it be known that you like hand-me-downs. Keep them organized.
  • Investigate high-priced items by borrowing from a friend first.

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